While I prefer Credit over Debit 95% of the time. No one has said a real benefit of Debit over Credit. No allowed minimum charges. Go to a bar and get a beer and put it on Debit (assuming they allow debit). Credit cards can have a minimum charge according to the Durbin Amendment to the Dodd–Frank Wall Street Reform… » 1/02/14 2:53pm 1/02/14 2:53pm